Terms & Conditions

By accessing, browsing, registering for, or otherwise using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by all documents incorporated by reference, including our Privacy Policy and Disclaimer. These Terms apply to every visitor, user, and subscriber of the Service.

How you accept. You accept these Terms in any of these ways: by ticking the agreement box during sign-up or onboarding and continuing past it, by continuing with Google or another sign-in provider, by starting a subscription or trial, or simply by accessing or using the Service. Each of these is your express agreement to these Terms and to our Privacy Policy. If you do not agree, do not create an account, do not tick the box, and do not use the Service.

Electronic signature and records. Ticking the agreement box is your electronic signature and has the same legal effect as a handwritten signature. We record your account ID, the date and time you accepted, and the version of the Terms you accepted, and you agree that our record is evidence of your acceptance. You consent to entering into these Terms electronically and to receiving all notices, disclosures, and other communications about your account, billing, and these Terms by email, in the app, or on this website, and you agree that these electronic communications satisfy any legal requirement that they be in writing. You may print or save a copy of these Terms at any time.

You represent and warrant that you are at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater) and that you have the full right, power, and authority to enter into and comply with these Terms. The Service is not directed to, and may not be used by, anyone under that age.

If you use the Service on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, in which case “you” and “your” refer to that entity. You further represent that your use of the Service does not violate any law, regulation, sanction, or third-party right applicable to you.

Where the Service is not available. We make no representation that the Service is appropriate or lawful to use in every country. You may not use the Service where doing so is prohibited by local law, and if you access it from outside the United States you do so on your own initiative and are responsible for complying with local law. We may restrict or refuse access in any jurisdiction at any time.

Obelion Terminal is an informational and educational tool only. Obelion Inc. is NOT a registered broker-dealer, investment adviser, financial advisor, commodity trading advisor, or broker, and is not registered with or licensed by the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority, the Commodity Futures Trading Commission, or any comparable regulatory authority in any jurisdiction.

Nothing contained in, displayed by, generated by, or made available through the Service constitutes investment, financial, legal, tax, accounting, or trading advice, a recommendation, an endorsement, or a solicitation or offer to buy, sell, hold, or otherwise transact in any security, option, derivative, cryptocurrency, or other financial instrument. All data, analytics, indicators, charts, signals, scores, and commentary are provided for general informational purposes only and do not take into account your individual objectives, financial situation, risk tolerance, or particular needs.

Your use of the Service does not create any fiduciary, advisory, agency, or professional-client relationship between you and Obelion Inc. or any of its owner, officers, employees, or contractors. You should consult your own licensed financial advisor, attorney, accountant, or other qualified professional before making any financial or investment decision. See our Disclaimer for further detail.

This applies to every source and channel, without exception. No content from Obelion Inc. staff, moderators, partners, affiliates, influencers, or other users, and no content in our Discord server, in in-app chat rooms (including the global room and ticker rooms), in the Arena, on our blog, in guides or education courses, in emails or newsletters, on social media, in AI-generated output, or in OmegaScript indicators or scripts shared by others, is financial, investment, legal, or tax advice, a recommendation, or a solicitation to buy or sell anything. Remarks by our staff or moderators, including about their own trades, are their personal opinion and not a statement or recommendation of Obelion Inc.. We do not verify what users post. You are solely responsible for every trade and investment you make.

The study parameters and data use historical market data and information gathered by Obelion.net, Inc. All output is for informational and educational use only, is not an investment recommendation or advice, and should not be relied upon in making the decision to buy or sell a security or pursue a particular investment strategy.

Subject to your continued compliance with these Terms, Obelion Inc.grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your own personal or internal business purposes. We reserve all rights not expressly granted to you. Obelion Inc. and its licensors retain all right, title, and interest in and to the Service, including all software, data compilations, analytics, designs, trademarks, and other intellectual property.

You agree that you will not, and will not permit any third party or automated process to:

• scrape, crawl, harvest, data-mine, or use any robot, spider, or other automated means to access, extract, or index the Service or its data except as expressly authorized in writing by us;
• resell, redistribute, sublicense, lease, rent, publish, broadcast, or otherwise commercially exploit the Service or any data, quotes, analytics, or content obtained through it;
• reverse engineer, decompile, disassemble, or attempt to derive the source code, structure, or underlying ideas of any part of the Service;
• circumvent, disable, or interfere with any usage limit, rate limit, paywall, authentication, security, or access-control mechanism;
• use the Service to engage in market manipulation, insider trading, or any deceptive, fraudulent, or unlawful activity, or in violation of any applicable securities, financial, sanctions, or other law or regulation;
• transmit malware, conduct denial-of-service attacks, impose an unreasonable load on our infrastructure, or otherwise disrupt the integrity or performance of the Service;
• share, sell, or transfer your account credentials, or allow any other person to access the Service through your account;
• probe, scan, or test the Service for vulnerabilities, or attempt injection, cross-site scripting, request forgery, credential stuffing, or any other attack, without our prior written permission;
• create or use multiple accounts to manipulate Arena rankings, promotions, referrals, or free trials;
• harass, threaten, impersonate, spam, or post unlawful, infringing, or misleading content in chat or anywhere else on the Service.

Monitoring and recording. To keep the Service secure, our servers log the requests they receive, as described in the Privacy Policy. Where you allow analytics in the cookie banner or Cookie settings, you also consent to us recording your sessions on the Service (pages, clicks, scrolls and a visual replay, with typed text masked), and to our analytics provider PostHog receiving those recordings on our behalf, to investigate bug reports and other submissions and to improve the Service. Recordings are private to Obelion. You can withdraw that consent at any time from Cookie settings. We may suspend or terminate access for any actual or suspected violation of this Section.

Reporting vulnerabilities. If you find a security issue, report it to us at the address in the “Contact” section and do not exploit or disclose it. Good-faith reports that follow this rule will not be treated as a violation of these Terms.

To access certain features you may be required to create an account. You agree to provide accurate, current, and complete information and to keep it updated. You are solely responsible for safeguarding your login credentials and for all activity that occurs under your account, whether or not authorized by you.

You agree to notify us immediately at the address in the “Contact” section of any unauthorized use of your account or any other suspected breach of security. Obelion Inc. is not liable for any loss or damage arising from your failure to protect your credentials or from unauthorized access to your account. We may refuse, suspend, or terminate accounts at our discretion in accordance with these Terms.

You keep ownership of the messages, images and other content you post. By posting it, you grant Obelion Inc. a worldwide, non-exclusive, royalty-free license to host, store, display, and distribute it within the Service so the Service can work, for example showing your chat messages to other users in a room. This license ends when you delete the content or your account, except where others have already shared or quoted it, or we must keep it by law.

You are responsible for what you post and confirm you have the right to post it. Chat is public to other users. We may moderate, hide, or remove content and restrict accounts that break these Terms. Nothing posted by other users is advice from us or endorsed by us.

Trade ideas and promotion of securities. Users may share charts, levels, trade ideas, indicators, and scripts. We do not review, verify, or endorse them, and you rely on them at your own risk. You must not use the Service to promote a security in a coordinated or misleading way, such as a “pump and dump”, spreading false rumours, or urging others to buy or sell so you can profit from their trades. If you are paid, or hold a position, when you promote a security, you must say so clearly in the same post. Indicators and scripts written by other users may contain errors and may behave differently from what their author describes.

Discord and other community platforms. Our Discord server and our pages on social media run on third-party platforms that have their own terms and privacy policies, which govern your use of those platforms. These Terms still apply to your conduct there whenever it relates to Obelion Inc. or the Service, and we may remove you from our community spaces or suspend your account for conduct there that breaks these Terms. To the fullest extent permitted by law, we are not responsible or liable for content posted by others on those platforms or for the platforms themselves.

Copyright complaints. If you believe content on the Service infringes your copyright, send a notice to the legal address in the “Contact” section identifying the work, the material and where it appears, your contact details, a statement of good-faith belief that the use is not authorized, and a statement, under penalty of perjury, that your notice is accurate and that you are the owner or authorized to act for the owner. We remove infringing material and close the accounts of repeat infringers. If your content was removed and you believe that was a mistake, you may send a counter-notice to the same address with the details the law requires, and we may restore the content unless the complaining party tells us it has started legal action.

The Arena replays past market sessions for practice and competition. No real money is traded, Arena profits and losses are simulated, and results do not predict how you would do in a real market. Simulated fills, option prices, and spreads come from models and are more favourable than a real market in some respects and less favourable in others. We may correct, void, or adjust scores, rankings, and rewards affected by errors, data problems, cheating, or abuse.

Some Arena rooms include automated participants run by us so that a game can start without waiting for other people. Arena rankings, badges, and rewards have no cash value and cannot be exchanged for money. Where we offer a tournament with a prize, its official rules apply, it is void where prohibited, and any winner is responsible for taxes on the prize.

Descriptions of the Service are illustrative and may not match the live product. Feature descriptions, plan comparisons, screenshots, sample screens, demos, animations, videos, and other marketing on our website, in the app, in app stores, in emails, and on social media are provided to give a general idea of the Service. They may show sample or simulated data, may contain errors, may be out of date, and may differ from what you see when you use the Service. Features, data coverage, limits, and plan contents change over time and may vary by device, plan, and region.

The Terms, together with the plan details shown at checkout, describe what you are buying. To the fullest extent permitted by law, Obelion Inc. is not liable for any inaccuracy, omission, or difference between a description and the Service, and our only obligation where a paid feature is materially misdescribed is the refund described in “Subscriptions, Billing & Refunds.”

Testimonials and results. Testimonials, reviews, and examples of trades or results shown by us or by our partners reflect the individual experience of the person concerned. They are not typical, are not a promise that you will get similar results, and may not have been independently verified. Past performance, hypothetical or backtested results, and Arena or other simulated results do not indicate future results.

Promo codes, plan deals, free and paid trials, and other promotions are subject to the terms shown with each offer. Unless an offer says otherwise, a promotion has no cash value, cannot be transferred or combined, is limited to one per person and per account, and may be withdrawn or changed for new sign-ups at any time. Where a paid trial fee counts toward your first subscription payment, the checkout will show every amount and date before you pay. We may revoke a promotion obtained through abuse or by mistake.

If you sign up through a partner’s referral link, the partner may be credited for your subscription. A referral is attached to an account once and cannot be changed. Partners and affiliates are also bound by the program terms on our affiliate page. Unless a partner has signed different terms with us, the standard commission is 20% of the amount a referred customer actually pays for months 2 to 12 after their first paid invoice; the first month and anything after month 12 earn nothing, and commission on a refunded or charged-back payment is reversed. Partners must disclose that they earn a commission, and may not make claims about profits or returns.

Evaluate before you buy. Before paying for any plan, you are responsible for reviewing the plan details shown at checkout, trying the free tier or free trial where one is offered, and doing your own due diligence on whether the Service suits your needs. You agree that your decision to buy is based on your own evaluation and on these Terms, and that you have not relied on any statement, description, demo, marketing, or communication by Obelion Inc., its staff, partners, or other users that is not set out in these Terms. Your remedies if the Service does not meet your expectations are the cancellation and refund rights in this Section.

Certain features of the Service are offered on a paid subscription basis. Paid subscriptions are billed through our third-party payment processor, Stripe, and your use of that processor is subject to its own terms and privacy practices. By subscribing, you authorize us and our processor to charge your designated payment method for the applicable fees, plus any taxes.

Subscriptions automatically renew at the end of each billing period at the then-current rate until you cancel. You may cancel a paid subscription at any time; cancellation takes effect at the end of the current billing period, and you will retain access until then. It is your responsibility to cancel before a renewal date to avoid being charged for the next period. Before a cancellation completes we may show you a one-time retention offer; you can decline it and finish cancelling in the same flow.

Refunds are available within 24 hours of a charge, including the first charge after a free trial ends. To request one, open a support ticket under the “billing” category with your account email and the receipt number from your emailed receipt. Requests are reviewed by a person; we are not able to process a refund for a charge older than 24 hours. Charges made before November 7, 2026 keep the 7-day refund window they were sold under.

Free trials. A free trial requires a payment method. When the trial ends it converts to a paid subscription and your payment method is charged automatically, then on each renewal, unless you cancel before the trial ends. Because of free trial abuse, cancelling during a free trial ends your access to all paid features immediately, not at the end of the trial. The first charge after a trial converts can be refunded within 24 hours of being made, like any other charge. Trials are limited to one per person, household, and payment method, and we may refuse a trial, or end one early and charge for it, where we reasonably believe it is being misused.

Consumers in the EU, the UK, and similar jurisdictions. The Service is digital content supplied as soon as your subscription starts. By subscribing you ask us to begin supplying it immediately and acknowledge that, once supply has begun, you lose any statutory right to withdraw from the contract within 14 days, to the extent your local law allows that right to be lost. The 24 hours refund window above still applies to you.

Pricing errors. If a price, discount, or plan is shown or charged in error, we may correct it, cancel the affected order, and refund any amount paid for it, even after you have been charged.

App store purchases. If you subscribe through Apple, Google, or another app store, that store bills you and its own refund and cancellation rules apply to that purchase.

The complete billing terms, including step-by-step cancellation instructions, refund timing, and how to reach customer support, are set out on our Refund & Cancellation Policy page.

Beyond that window, and except where a non-waivable right to a refund is required by applicable law, all fees are non-refundable, and we do not provide refunds or credits for partial billing periods, unused time, downgrades, or digital subscription access already made available to you. We may change subscription pricing, features, or tiers; we will provide notice of material price changes, and any change will take effect at your next renewal. Your continued use after a price change takes effect constitutes acceptance of the new pricing.

The Service displays market data including, without limitation, quotes, prices, gamma exposure (GEX) and other options analytics, options chains, fundamentals, news, and derived indicators. Much of this data is sourced from our data partners and exchanges, over which we have no control.

Market data in the Service is delayed and is not real-time, unless a particular feed or screen is expressly labeled as real-time. Even data labeled real-time can lag, pause, or arrive out of order. Never use data from the Service to time, place, or price an order. Check the live quote at your broker before you trade.

All market data is provided “AS IS” and may be delayed, inaccurate, incomplete, out of sequence, interrupted, or unavailable. Quotes and analytics are not guaranteed to be real-time, accurate, or suitable for any purpose. Obelion Inc. and its data suppliers disclaim all liability for any errors, omissions, delays, interruptions, or inaccuracies in the data, and for any downtime or loss of access, and shall not be liable for any decision made or action taken in reliance on such data.

You must not use the Service or any data it provides as the sole basis for any investment, trading, or financial decision. Verify all data independently against authoritative sources before acting.

Your acknowledgement. You understand and accept that data, calculations, and outputs in the Service, including quotes, charts, gamma exposure and other greeks, dealer positioning, unusual activity flags, heatmaps, screener results, alerts, indicators, OmegaScript output, and AI output, will at times contain inaccuracies, errors, delays, gaps, and omissions, and that the Service will at times be unavailable. You use the Service on that basis and accept these limitations as part of what you are paying for.

Trading and investing in securities, options, derivatives, and other financial instruments involve substantial risk of loss and are not suitable for every person. Markets are volatile and unpredictable. By using the Service you expressly acknowledge and accept these risks.

You may lose some or all of your invested capital, and you could lose more than your initial investment when using leverage, margin, or derivatives. Past performance, hypothetical results, and historical data do not guarantee or indicate future results. You alone are responsible for evaluating the merits and risks of any decision, for all decisions you make, and for any and all resulting gains or losses. Obelion Inc. bears no responsibility for your trading or investment outcomes.

Taxes and compliance. You are solely responsible for any taxes on your trading, investments, and any prizes or rewards, and for complying with the securities, derivatives, tax, and other laws that apply to you where you live and trade, including any rules on who may trade particular instruments.

Many figures in the Service are estimates produced by models, not facts. This includes gamma, vanna, and charm exposure, dealer positioning, walls and levels, implied probabilities such as chance in the money, chance of profit, and chance to touch, expected moves, payoff charts, options heatmaps, unusual activity highlights, seasonality, screener results, scores, and indicator signals. Each rests on assumptions, for example that implied volatility is a fair guide to future moves or that dealers hold a particular side of each trade, that are often wrong. Implied probabilities describe what option prices imply, not what will happen.

Alerts and notifications are delivered on a best-effort basis and may be late, duplicated, or never arrive. Price, indicator, and other alerts depend on data feeds, your device, your browser, push and email providers, and network conditions that we do not control. Do not rely on an alert from the Service to manage risk, exit a position, or meet a deadline. Use the orders and tools at your broker for that.

AI-assisted content. Some content, including parts of our blog and guides and any AI assistant or summary feature in the Service, is generated or drafted with the help of artificial intelligence and may be wrong, incomplete, out of date, or invented. It is general commentary, not advice, and you should check any figure against the live data before using it.

The Service does not place, route, or execute orders, and never holds your money or securities. We do not connect to or act in your brokerage account. Any trade you make is made by you, at a broker you choose, under that broker’s terms. A price, level, or contract shown in the Service may differ from what your broker shows or fills, and we are not responsible for that difference or for any act or failure of your broker.

Market data from exchanges and our data partners is licensed to us for redistribution to individual subscribers for their own personal, non-professional use. Unless we agree otherwise in writing, you confirm that you use the Service for yourself and not on behalf of a firm, that you are not acting as a registered securities professional in using it, and that you will not redistribute data from it. Our data partners may require us to ask about your status, to change what data you can see, or to stop providing some data, and we may do so without liability to you.

We do not promise any level of uptime, and the Service may be slow or unavailable at any time, including during market hours and periods of high volatility when you may most want it. Outages can come from our systems, our data partners, exchanges, hosting providers, or the internet. We may add, change, limit, or remove features, data sets, indicators, and tiers at any time. If we remove a core feature of a paid plan during a period you have paid for, you may ask for a prorated refund of that period.

Do not rely on the Service being available for time-sensitive trading. Have another way to see prices and manage your positions, such as your broker’s platform, at all times.

Beta and preview features. Features marked beta, preview, early access, experimental, or similar are unfinished, may change or be withdrawn without notice, and are provided “as is” with no commitment that they will work or be released. Use them at your own risk.

Keep your own copies of anything that matters to you. Layouts, drawings, watchlists, alerts, scripts, notes, and other settings you store in the Service can be lost or corrupted, and we may delete them after your account is closed or has been inactive for a long period. We take reasonable care to protect the systems that hold your information, and we will tell you about a security incident affecting your personal data where the law requires, but no system is completely secure and we are not liable for loss or exposure of your data except as set out in “Limitation of Liability.”

THE SERVICE, INCLUDING ALL DATA, CONTENT, ANALYTICS, AND FUNCTIONALITY, IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Obelion Inc. AND ITS OWNER, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SUPPLIERS EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, COMPLETENESS, QUIET ENJOYMENT, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY DATA, RESULT, OR OUTPUT WILL BE ACCURATE OR RELIABLE. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you; in that case, such warranties are limited to the minimum scope and duration permitted by law.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Obelion Inc. OR ITS OWNER, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR USE, OR FOR ANY TRADING OR INVESTMENT LOSSES, MISSED OR DELAYED TRADES, OR LOSSES FROM RELYING ON ANY DATA, CALCULATION, ALERT, AI OUTPUT, OR CONTENT POSTED BY OTHERS, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF Obelion Inc. AND ITS PERSONNEL FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU ACTUALLY PAID TO Obelion Inc. FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

The limitations and exclusions in this Section apply to the fullest extent permitted by law and form an essential basis of the bargain between you and Obelion Inc.. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you; in that case, our liability is limited to the minimum extent permitted by law.

Time limit for claims. To the extent the law allows, any claim arising out of or relating to the Service or these Terms must be started within one (1) year after it arises, or it is permanently barred.

You agree to indemnify, defend, and hold harmless Obelion Inc. and its owner, officers, directors, employees, contractors, agents, licensors, and suppliers (collectively, the “Indemnified Parties”) from and against any and all claims, demands, actions, proceedings, liabilities, damages, losses, judgments, settlements, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

• your access to or use of, or inability to use, the Service;
• any content, data, or information you submit, post, or transmit through the Service;
• your violation of these Terms or of any applicable law, regulation, or third-party right (including any intellectual property, privacy, or contractual right);
• any financial, trading, or investment decision you make in connection with the Service.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to cooperate with us in asserting any available defenses. This obligation survives termination of these Terms.

The Service may contain links to, or integrate with, third-party websites, data providers, payment processors, and other services that are not owned or controlled by Obelion Inc.. We do not endorse and are not responsible or liable for the content, accuracy, availability, products, services, practices, or policies of any third party. Your dealings with, and use of, any third-party service are solely between you and that third party and are governed by that third party’s own terms. We encourage you to review those terms before using any third-party service.

We may modify these Terms from time to time to reflect changes in the Service, our practices, or applicable law. When we make material changes, we will post the revised Terms on this page and update the “Last updated” date above. Where required by law, we may provide additional notice. Each version of these Terms has a version date, and we may ask you to accept a new version before you continue using the Service.

Your continued access to or use of the Service after the revised Terms take effect constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Service.

These Terms and any dispute arising out of or relating to them or the Service are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules.

Try to resolve it with us first. Before starting arbitration or a court claim, the party with the dispute must send the other a written notice describing it and the relief sought (ours goes to the legal address in “Contact”), and both sides will try in good faith to resolve it for 30 days. Time limits are paused during that period.

To the fullest extent permitted by applicable law, you and Obelion Inc.agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved exclusively by final and binding individual arbitration, rather than in court, except that either party may seek relief in small-claims court for qualifying claims, or seek injunctive or equitable relief to protect its intellectual property or confidential information.

YOU AND Obelion Inc. EACH WAIVE ANY RIGHT TO A TRIAL BY JURY AND ANY RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. All disputes shall be brought solely in your or our individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. Arbitration shall be conducted on an individual basis, and the arbitrator may not consolidate more than one person’s claims.

Arbitration is administered by the American Arbitration Association under its Consumer Arbitration Rules, and we pay the filing and arbitrator fees those rules assign to the business. If 25 or more similar demands are filed by or with the help of the same lawyers or organisation, they will be administered in batches of up to 25, one batch at a time, and you and we agree to this process to keep arbitration fair and affordable for both sides.

Opting out. You may opt out of arbitration by emailing the legal address in “Contact” within 30 days of first accepting these Terms, with your name, account email, and a clear statement that you opt out. Opting out does not affect any other part of these Terms.

Where binding arbitration or the class-action waiver is not enforceable under the law applicable to you, you and Obelion Inc. agree to submit to the exclusive jurisdiction of the state and federal courts located in the State of Delaware, United States, for the resolution of such disputes, and the remaining provisions of this Section continue to apply to the maximum extent permitted by law. This Section reflects the parties’ intent that disputes be resolved individually; local law may limit or modify its application.

Entire agreement. These Terms, together with the Privacy Policy, the Disclaimer, and any other terms incorporated by reference, constitute the entire agreement between you and Obelion Inc. regarding the Service and supersede all prior or contemporaneous agreements, understandings, representations, and communications, whether written or oral. You confirm that in agreeing to these Terms you have not relied on any statement or representation that is not set out in them.

No relationship. Nothing in these Terms creates a partnership, joint venture, employment, agency, fiduciary, or advisory relationship between you and Obelion Inc..

Headings and interpretation. Section headings are for convenience only and do not affect how these Terms are read. The words “including” and “for example” mean without limitation.

Notices. We may give you notice by email to the address on your account, in the app, or on this website, and notice is given when sent or posted. You must send legal notices to us at the legal address in the “Contact” section.

Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision. Any waiver must be in writing and signed by an authorized representative of Obelion Inc..

Assignment. You may not assign or transfer these Terms or any of your rights or obligations under them without our prior written consent, and any attempted assignment in violation of this provision is void. Obelion Inc. may freely assign or transfer these Terms, in whole or in part, without restriction or notice.

Force majeure. Obelion Inc. is not liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental action, exchange or data-provider outages, telecommunications or internet failures, power outages, or other force-majeure events.

Sanctions and export. You may not use the Service if you are located in, or ordinarily resident in, a country or region subject to comprehensive U.S. sanctions, or if you are on a U.S. or other applicable sanctions or restricted-party list. We may block access to comply with these laws.

Mobile apps. If you use our app from the Apple App Store or Google Play, these Terms are between you and Obelion Inc. only, not Apple or Google, and we, not they, are responsible for the app. Apple and Google have no obligation to provide maintenance or support for it. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you as they relate to an app obtained from the Apple App Store.

If you have questions about these Terms, please contact us using the details below.